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Ferriulo & Associates Blog

View the latest blog posts from Ferriulo & Associates.

By now you are familiar that Texas allows employers to choose to opt out of Workers Compensation and provide benefits voluntarily to their employees. You are familiar with the fact that this 100+ year old option has been selected by employers large and small, from the largest, Walmart, to the small local cleaner down the street. READ MORE >>

  Workers compensation is actually an occupational injury benefit plan with the benefits determined by the State. On the other hand, Non-subscription is an occupation injury insurance plan with the benefits determined by the Employer. READ MORE >>

There are approximately 1.5 Million employees working for the 124,000 No.subscribing employers in the State of Texas: Examples include Walmart, Whataburger and Baylor Hospital all the way down to your local restaurant, grocery store and auto repair shop. And yet, many are still unaware of this 100+ year option available to Texas Employers. READ MORE >>

There are approximately 124,000 Non-subscribing employers in the State of Texas: from Walmart, Whataburger and Baylor Hospital to your local restaurant, grocery store and auto repair shop. And yet, many are unaware of this 100+ year option available to Texas Employers. READ MORE >>

I will be blogging a series of posts that explain different aspects of occupational Accident insurance and the benefits and advantages of non-subscription. Today, we begin a six-part series on “The Basic Differences Between Texas Nonsubscription and Workers’ Compensation”. READ MORE >>

For the past several weeks,I have been providing detailed explanations of the features that make the “CPro Texas Option” unique among all non-subscriber Policies. If I continued at that pace, I would be well into 2018 before I ran out of features. READ MORE >>

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