SERVING TEXANS SINCE 1983
Home Page Texas_Nonsubscription_Occ_Acc  Group Health Insurance Workers Comp Insurance General Liability Insurance Life Insurance


Q. 1: Do I Have To Have Workers' Compensation Insurance?

A: No. Employers in Texas have had the choice of "opting out" of workers' comp, since 1913. This is stated in Section 406.002 of the Texas Labor Code. We refer to "opting out" as non-subscription. Employers that "opt out" are referred to as non-subscribers. An employer can reject workers' compensation completely and "go bare," paying no benefits whatsoever to injured employees. However, we do not recommend this path, and believe that non-subscription should be a responsible alternative, in which employers are encouraged to manage their costs and provide a safer workplace. It might also be added that going "bare" leaves the business vulnerable to law suits by disgruntled employees. Also note, that government entities almost always require that their vendors carry Workman's Comp insurance. 


To Get a Free Occupational Accident Quote with no obligation, click on the link below and provide us the required information. A quote will be emailed to you.

Return To FAQ page


 




HomeAbout UsGet A QuoteOur LocationContact Us  Privacy Statement  
2605 Airport Freeway, Suite1603 | Fort Worth, TX 76111
Toll Free: 888-834-4252 | Fax: 888-492-7574 | info@USQuoteHunter.com
Powered by Insurance Website Builder