Q.23. Do I Really Lose All My Defenses?

A non-subscriber cannot defend against a negligence action by claiming:

• Negligence of a fellow employee
• Assumption of Risk
• Contributory negligence of employee

But- many defenses are still available, including:

• Self Infliction
• Intoxication
• Employee was the sole cause of accident
• Horseplay
• Detour / course and scope
• Employee simply doing their job
• Failure to ask for available help
• Improper use or misuse of tools or equipment
• Danger was obvious

To Get a Free Occupational Accident Quote with no obligation, click on the link below and provide us the required information. A quote will be emailed to you.

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