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Q.23. Do I Really Lose All My Defenses?

A non-subscriber cannot defend against a negligence action by claiming:

  • Negligence of a fellow employee
  • Assumption of Risk
  • Contributory negligence of employee
But- many defenses are still available, including:
  • Self Infliction
  • Intoxication
  • Employee was the sole cause of accident
  • Horseplay
  • Detour / course and scope
  • Employee simply doing their job
  • Failure to ask for available help
  • Improper use or misuse of tools or equipment
  • Danger was obvious

To Get a Free Occupational Accident Quote with no obligation, click on the link below and provide us the required information. A quote will be emailed to you.

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