Q. 5. What Do You Have To Do To "Opt Out" of Worker's Compensation ?
A. To "opt out" an employer must:
We also recommend that the company obtain sufficient insurance coverage to protect it in the event of a workplace injury or claim.
- File a DWC Form 5 (You can file it on-line by clicking on the link) with the Texas Department of Insurance . This notifies the Texas Department of insurance of your decision to remain outside the workers compensation system.
- In addition, employers with 5 or more employees must file a DWC-7 form for every fatality or occupational disease and every work related injury that results in a more than one day of sick time.
- Notify all employees, both current and new, that the employer is a non-subscriber.
- Post notices, in both English and Spanish, in a common area. You can get the notice in English here (English Poster Link) and in Spanish here (Spanish Poster Link)
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